Price Check: What You’ll Pay for Medical Beds at Home

Discover key insights on medical bed for home price, coverage options, and essential features in our comprehensive guide.


When seeking information on the medical bed for home price, understand that costs can vary significantly based on features, types, and brands. Prices range from as low as $1,624.00 for basic models to $2,999.00 for more advanced setups, equipped with features like adjustable positioning and safety enhancements.

Finding the right medical bed for home use is crucial for enhancing the comfort and care of individuals who require extended periods in bed. These beds offer adjustable features that standard beds do not, providing critical benefits that can significantly enhance a patient’s quality of life. They allow for varied positioning which alleviates pressure points, improves circulation, and aids in better sleep and overall comfort.

In addition to meeting physical needs, the right home medical bed can also provide peace of mind to both the user and their caregivers. With features like safety rails, electronic adjustability, and high-grade medical materials, these beds ensure a safer environment and reduce the risk for falls and other in-bed accidents.

Detailed infographic showing price ranges and features of medical beds available at Monty's Home Medical, highlighting differences between basic and advanced models and their respective benefits - medical bed for home price infographic comparison-2-items-formal

Understanding Medicare Coverage for Home Medical Beds

When considering the purchase of a medical bed for home use, understand how Medicare can help manage the costs. Here, we’ll break down the key components: Medicare Part B, Durable Medical Equipment, Coinsurance, and Deductibles.

Medicare Part B

Medicare Part B covers a portion of medical equipment that is deemed necessary for a patient’s health, referred to as Durable Medical Equipment (DME). This includes medical beds. To qualify, the bed must be prescribed by a doctor and supplied by a Medicare-approved provider.

Durable Medical Equipment (DME)

DME includes any equipment that serves a medical purpose, is able to withstand repeated use, and is appropriate for use in the home. Since hospital beds fall under this category, they are eligible for Medicare coverage if they are prescribed by a physician as necessary.


With Medicare Part B, after the deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services, outpatient therapy, and DME, including hospital beds. This means Medicare covers the remaining 80%, significantly reducing out-of-pocket expenses.


Before Medicare begins to pay its share, you must meet the Part B deductible. In 2023, the Medicare Part B deductible is $226. After this deductible is met, the 80-20 coinsurance split applies.

Understanding these aspects of Medicare can significantly impact the financial aspect of acquiring a medical bed for home use. Always ensure that the providers and equipment meet Medicare’s approval to utilize these benefits. This knowledge helps in planning and managing the medical bed for home price effectively, ensuring that you or your loved one can obtain the necessary equipment without undue financial burden.

In the next section, we’ll explore the different types of medical beds available for home use, helping you to make an informed decision based on specific needs and features.

Types of Medical Beds Available for Home Use

When choosing a medical bed for home use, understanding the various types available is crucial. Each type caters to different needs, ranging from basic comfort adjustments to specialized medical requirements. Here, we’ll discuss Adjustable Beds, Long-Term Beds, Med-Surg Beds, and Bariatric Beds.

Adjustable Beds

Adjustable beds are perfect for those who need flexibility in bed positioning. These beds allow for adjustments in head and foot sections, which can aid in comfort and mobility. Features like ergonomic hand pendants make it easy to control bed settings, enhancing the user’s independence. For instance, the Electric Hospital Bed Set mentioned earlier offers durable panels and an ergonomic pendant, priced at $799.95, making it a cost-effective option for many families.

Long-Term Beds

Designed for more permanent home care scenarios, long-term beds provide stability and support for extended periods. They are not just for sleeping but are equipped to handle daily activities like eating and entertainment, ensuring comfort throughout the day. The MedPlus CompleteCare Homecare Bed, with its various height settings and easy cleanability, represents an excellent choice for those needing a dependable long-term solution, starting at $2,640.00.

Med-Surg Beds

These beds are akin to those found in medical facilities and are suitable for users recovering from surgery or who require intensive care at home. They offer features like Trendelenburg positions, which can be crucial for certain medical conditions. The CareAssist® ES MedSurge Bed is a notable example, offering robust features including safety alarms and adjustable positioning, with prices starting at $3,307.50 for a refurbished model.

Bariatric Beds

For individuals who require a sturdier bed due to higher body weight, bariatric beds are designed to offer comfort, safety, and durability. They typically have higher weight capacities and wider bed dimensions to accommodate various body types comfortably. The CS600 Hi-Low Hospital Bed provides not only an adjustable height range but also cardiac chair positioning, starting at $1,740.00.

Each type of bed has its unique features and pricing, making it important to assess the specific needs of the user before making a purchase. Whether it’s adjustable features for comfort or specialized designs for medical care, there is a range of options available to suit different budgets and requirements.

In the next section, we’ll delve into the cost analysis of these beds, helping you understand the financial considerations involved in purchasing or renting a medical bed for home use.

Cost Analysis: Medical Bed for Home Price

When considering acquiring a medical bed for home use, one of the first decisions you’ll face is whether to purchase or rent. This decision largely depends on the duration you expect to use the bed and your budget. Let’s break down the purchase vs. rent, price ranges, and financing options to help you make an informed choice.

Purchase vs. Rent

Purchasing a Medical Bed:
Buying a medical bed is a good investment if long-term use is anticipated. Prices for new beds can range significantly based on features and types:

  • Basic hospital beds start around $1,624.00, such as the PrimeCare RestWell Hi-Low Hospital Bed.
  • More advanced options with extensive features like the Matrix 6200 Hi-Low Hospital Bed or PrimeCare RestWell can go up to $2,999.00.

Purchasing ensures that you have a bed that perfectly fits your needs without the worry of monthly payments after the initial investment.

Renting a Medical Bed:
Renting is a cost-effective solution for short-term needs, such as recovery from surgery. Rental costs can vary:

  • On average, expect to pay between $150 to $300 per month.
  • This option avoids the upfront cost of purchasing and may include maintenance and upgrades.

Price Ranges

The price of medical beds can vary based on the type and features included:

  • Standard beds typically range from $1,000 to $2,500.
  • Advanced feature beds, which include options like cardiac positioning or expandable widths, can range from $2,500 to $4,000.

It’s crucial to consider the specific features that will benefit the user’s condition when evaluating price options.

Financing Options

Understanding that medical beds can be a significant investment, many suppliers, including Monty’s Home Medical, offer financing plans to help manage the cost:

  • Financing plans can spread the cost over months or years, making the purchase more manageable.
  • Some suppliers also offer rent-to-own options, allowing you to allocate rent payments towards the purchase price if you decide to buy the bed later.

Before deciding on financing, it’s advisable to compare terms and interest rates to ensure it fits within your budget.

By analyzing these factors, you can better determine whether to purchase or rent a medical bed and what financing options might be available to you. Next, we’ll explore the key features to consider when choosing a medical bed, ensuring you select a model that offers the necessary support and comfort for home care.

Key Features to Consider When Buying a Medical Bed

When selecting a medical bed for home use, certain features can significantly impact comfort, safety, and usability. Let’s delve into some critical aspects: Adjustability, Safety Features, Bed Rails, and Motor Types.


The ability to adjust a bed’s position is crucial for patient comfort and caregiver accessibility. Most high-quality home medical beds offer various adjustments, which include:

  • Height adjustment: Helps in getting in and out of bed easily.
  • Head and foot elevation: Useful for conditions like respiratory ailments or poor circulation.
  • Tilt functions: Assist in pressure ulcer prevention and patient positioning.

For instance, the Span America Advantage bed can adjust from a low of 7-7/8” to a high of 30”, which can be locked at any height for optimal safety and convenience.

Safety Features

Safety is paramount when it comes to medical equipment at home. Key safety features include:

  • Lockable wheels: Ensure the bed stays in place during transfers.
  • Weight capacity: Always choose a bed that supports the weight of the user adequately to avoid safety risks.

For example, the Medline Bariatric Full Electric Bed supports up to 600 lbs, making it a safe choice for heavier individuals.

Bed Rails

Bed rails are essential for preventing falls and providing a means to adjust positions independently. However, they must be designed to prevent entrapment and injuries. Modern beds come with adjustable rails that can be lowered or raised as needed, and some even have controls integrated into the rails for added convenience.

Motor Types

The type of motor in a medical bed affects not only the bed’s performance but also its maintenance needs and longevity. Options include:

  • Single motor: Controls basic functions like head elevation.
  • Dual motor: Allows for more precise adjustments of different bed segments.
  • Triple motor setups: Offer comprehensive adjustability including overall bed height, which can aid in caregiving tasks.

The Ultra Light Full-Electric bed from Drive Medical Design is a prime example, equipped with a triple motor system that facilitates full adjustability and ease of use.

Understanding these features ensures that the medical bed you choose not only meets the immediate needs of the user but also adapts to changing care requirements over time. Next, we will address some common questions about medical beds to help clear any remaining uncertainties.

Frequently Asked Questions about Medical Beds for Home

When considering a medical bed for home use, several questions often arise regarding Medicare coverage, qualifying conditions, and the terminology used to describe these beds. Below, we address some of the most common inquiries.

Does Medicare cover the cost of a bed?

Medicare Part B covers a portion of the cost for a medical bed at home if it is deemed medically necessary and prescribed by a doctor. The bed is considered durable medical equipment (DME) under Medicare guidelines. Typically, Medicare will cover 80% of the approved amount after the deductible is met. The patient is responsible for the remaining 20%, which can either be out-of-pocket or covered by a secondary insurance.

What diagnosis will cover a hospital bed?

A hospital bed may be covered if a medical provider prescribes it for conditions that require special positioning, cannot be managed in a regular bed, or when the patient needs to have their head elevated more than 30 degrees for most of the time due to conditions such as severe respiratory diseases, certain types of heart disease, or other medical needs that require special positioning.

What is a hospital bed at home called?

A hospital bed used at home is often referred to simply as a “home hospital bed” or a “medical bed.” These beds are designed to provide greater comfort and care to individuals dealing with health issues that require bed rest over an extended period or who need special bed functions to manage their conditions effectively.

These FAQs aim to clarify the basics about medical beds for home use. Feel free to reach out to Monty’s Home Medical with any specific questions or for more detailed information about the options and support available.


At Monty’s Home Medical, we understand that choosing the right medical bed for home use is more than just a purchase—it’s a step towards enhancing the quality of life for you or your loved ones. Our dedication to providing personalized service and expert guidance makes us a trusted partner in your healthcare journey.

Personalized Service: Every individual’s needs are unique, especially when it comes to healthcare. That’s why our team at Monty’s Home Medical takes the time to understand your specific requirements and preferences. Whether you’re looking for a bed with specific features like adjustable height and firmness or need a model that supports bariatric care, we are here to help. Our approach ensures that you feel heard and cared for, every step of the way.

Expert Guidance: Navigating the myriad options of medical beds can be overwhelming. Our experts are equipped with the knowledge to guide you through the different types, such as adjustable beds, long-term care beds, and specialized medical beds. We help you understand the key features, what makes each type distinct, and how they can meet your health and comfort needs. This guidance is crucial in making an informed decision that aligns with both your medical requirements and budget.

Monty’s Home Medical: We are more than just a supplier of medical equipment; we are a partner in your health and well-being. Our commitment to quality and customer satisfaction is evident in the range of products we offer and the continuous support we provide to our clients. From the initial consultation to the installation of your medical bed and beyond, we are here to ensure a seamless and supportive experience.

Choosing the right medical bed is a significant decision, and at Monty’s Home Medical, we ensure that it is also an empowering one. By providing personalized service and expert guidance, we help you make the best choice for your health and comfort. Visit our store to explore our extensive range of medical beds and find the perfect solution for your home healthcare needs. Together, we can enhance the comfort and quality of life for you or your loved one.